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New · Covered by TechCrunch: MELURNA traces hidden third-party data flows.Read the research
Melurna
Platform
Platform

Observe, score, and act on the complete data journey.

Third-Party Privacy Risk ManagementMonitor third-party privacy risk and prioritize what changes.Threat IntelligenceConnect sensitive-data movement to vendor, vulnerability, fourth-party, and portfolio risk.AI TPRMNewContinuously monitor AI vendors, data exposure, downstream providers, and evidence gaps.Shadow AI DiscoveryFind unapproved models, agents, AI-enabled vendors, and the sensitive-data paths around them.RemediationTurn prioritized findings into accountable workflows and verified closure.Risk & Compliance MonitoringContinuously map observed vendor behavior to regulatory frameworks.Why Melurna?Understand why questionnaires cannot replace observed data-journey evidence.
Cover of Silent AI: The Next Coverage Gap white paperFeatured white paper · NewSilent AI: The Next Coverage Gap.

How non-affirmative AI coverage, hidden AI dependencies, and unobserved data flows create growing underwriting and portfolio risk.

Read the white paper
Solutions
Solutions

Enterprise outcomes for every risk team, with specialized paths by industry.

EnterpriseFor EnterprisesUnify cyber, privacy, AI, and third-party risk around observed data movement.
InsuranceFor Cyber InsurersSupport underwriting, portfolio, claims, cyber, privacy, AI, and risk-engineering decisions.
By teamSecurity & Enterprise RiskPrioritize threats by the sensitive data, vendors, and business impact they can reach.Privacy, Legal & ComplianceCompare sensitive-data behavior with consent, disclosures, contracts, and obligations.AI GovernanceGovern AI by connecting every service to its data, purpose, recipient chain, and change history.
By industryFinanceMap customer and transaction data across vendors and regulated boundaries.HealthcareVisualize PHI journeys across apps, devices, analytics, and vendors.View All IndustriesExplore how Melurna applies across regulated and data-intensive industries.
Illustrative Melurna underwriting portfolio showing material findings, evidence readiness, vendor concentration, renewals, and referralsStart with one companySee who receives the data.

Follow sensitive data past the approved vendor to hidden recipients, Silent AI, and material changes.

  • Sensitive data paths
  • First to nth-party recipients
  • Policy and AI risk
Reserve a review slot
Company
Company

Learn about Melurna or contact the right team.

AboutLearn more about MELURNAContact UsContact sales, research, or media.
Research
Research

Evidence and field intelligence for the AI risk era.

White papersExecutive research on privacy, AI, and cyber exposure.Research labOriginal findings grounded in observed data movement.
Popular:Silent AI
Cover of Silent AI: The Next Coverage Gap white paperFeatured white paper · NewSilent AI: The Next Coverage Gap.

How non-affirmative AI coverage, hidden AI dependencies, and unobserved data flows create growing underwriting and portfolio risk.

Read the white paper
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Platform
Third-Party Privacy Risk ManagementMonitor third-party privacy risk and prioritize what changes.Threat IntelligenceConnect sensitive-data movement to vendor, vulnerability, fourth-party, and portfolio risk.AI TPRMContinuously monitor AI vendors, data exposure, downstream providers, and evidence gaps.Shadow AI DiscoveryFind unapproved models, agents, AI-enabled vendors, and the sensitive-data paths around them.RemediationTurn prioritized findings into accountable workflows and verified closure.Risk & Compliance MonitoringContinuously map observed vendor behavior to regulatory frameworks.Why Melurna?Understand why questionnaires cannot replace observed data-journey evidence.Cover of Silent AI: The Next Coverage Gap white paperFeatured white paperSilent AI: The Next Coverage Gap.Read the white paper
Solutions

Enterprise

For EnterprisesUnify cyber, privacy, AI, and third-party risk around observed data movement.

Insurance

For Cyber InsurersSupport underwriting, portfolio, claims, cyber, privacy, AI, and risk-engineering decisions.

By team

Security & Enterprise RiskPrioritize threats by the sensitive data, vendors, and business impact they can reach.Privacy, Legal & ComplianceCompare sensitive-data behavior with consent, disclosures, contracts, and obligations.AI GovernanceGovern AI by connecting every service to its data, purpose, recipient chain, and change history.

By industry

FinanceMap customer and transaction data across vendors and regulated boundaries.HealthcareVisualize PHI journeys across apps, devices, analytics, and vendors.View All IndustriesExplore how Melurna applies across regulated and data-intensive industries.
Company
AboutLearn more about MELURNAContact UsContact sales, research, or media.
Research
Cover of Silent AI: The Next Coverage Gap white paperFeatured white paperSilent AI: The Next Coverage Gap.Read the white paperWhite papersExecutive research on privacy, AI, and cyber exposure.Research labOriginal findings grounded in observed data movement.
Request Intelligence

Cyber insurance intelligence

See exposure beforeportfolio loss.

Give underwriting, portfolio, loss-control, and claims teams a shared view of sensitive-data movement, vendor dependence, and material change.

Review an applicant or portfolio
Product evidence
Underwriting Portfolio
Illustrative Melurna underwriting portfolio showing material findings, evidence readiness, vendor concentration, renewals, and referrals
Pre-bindapplicant triage
Portfolioongoing monitoring
Evidence refreshremediation proof

Decision view

One company path can become a portfolio dependency.

Connect applicant-level recipient chains to shared providers and concentration patterns so teams can examine where one vendor event may affect many insureds.
Applicant AApplicant BApplicant C
Shared providerIdentity and analytics
Portfolio signalShared dependency

Review data sensitivity, reach, and affected insureds.

Underwriting

Add observed privacy and AI evidence to submission review without waiting for another questionnaire.

  • Company and domain lookup
  • Decision-friendly grades
  • Referral evidence packet
Illustrative Melurna underwriting dossier showing journey, AI, disclosure, cross-border, and referral evidence
Underwriting Dossier

Portfolio monitoring

Detect material changes across insureds and focus review where exposure actually increased.

  • Score and pillar changes
  • New recipients and AI vendors
  • Cross-border and identifier drift
Illustrative Melurna journey change monitor comparing a current sensitive-data path with the previously observed recipient chain
Journey Change Monitor

Risk services

Turn findings into a prioritized remediation conversation that the insured can verify through evidence refreshning.

  • Redacted evidence
  • Control and disclosure recommendations
  • Before-and-after proof
Illustrative Melurna remediation verification view showing changed recipients, workflow ownership, and evidence-backed confirmation
Remediation Verification

Claims context

Preserve an accurate history of observable behavior, recipients, consent states, and changes without making unsupported legal conclusions.

  • Time-bounded observations
  • Recipient and initiator context
  • Exportable evidence history
Illustrative Melurna compliance drift view comparing approved statements with current observed data journeys and material changes
Compliance Drift

Continue exploring

The same evidence. Another decision.

Sensitive-data journey intelligenceTrace what the organization cannot see from inside.Privacy exposure, observedFollow personal data beyond the policy.AI usage and data movementFind the AI your inventory missed.

Data Risk Review

Bring one applicant–or a portfolio.

See how observed privacy and AI behavior changes the underwriting conversation.

Review an applicant or portfolio A limited number of carrier and MGA portfolio briefings are available this month.
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